Do you know that $100,000 invested in S&P Index fund 30 years ago,
Would be worth now $843,000?
And, $100,000 saved in highly yield bank savings account 1% annually 30 years ago,
Would be worth $134,969?
Saving money without investing, is the equivalent of the hamster who moves nowhere while running on the wheel, and tires themselves out in the process.
Saving without investing leaves you behind in the end.
The best and safest way to start investing is investing in Exchange Traded Funds (ETFs).
An ETF offers investors a way to invest in many stocks without buying them all individually.
It gives you the opportunity to invest in a lot of companies with less money.
Take S&P 500 ETF for example:
You can invest in companies in the technology, consumer staples, healthcare, financial, industrial, energy, and utility sectors by purchasing a single stock.
An S&P 500 ETF allows you to acquire pieces of Apple, Microsoft, Amazon, Facebook, Google, Visa, Tesla, Berkshire Hathaway, Johnson&Johnson, and many more all in a single stock.
In doing so, you are able to essentially become a part owner in all of the biggest companies with the best returns while minimizing the potential risk of losses.
An important issue you have to pay attention to when buying index fund: THE FEES,
For example, an initial $10,000 investment in an index fund that earns 8% annually and charge 0.05% annual fees will grow to: $108,000 in 30 years.
The same investment in an actively managed fund that charges a 1% annual fee will grow to: $81,000
The fees you pay on your investments should be one of the first things you look for when choosing your investments.
Even paying just 1% in annual fees can drain your portfolio drastically over time.
When building your portfolio, prioritize using low cost index funds that charge less than 0.15% annually.
To learn more about ETFs and how you can get started invest in them, I prepare a FREE guide for you, Click Here to Download.
And if you are ready to take the first step, and invest in yourself, enroll in my course “Investing For Beginners: How To Invest With Confidence” HERE.
What others said about the course:
Dr. Wafaa has shared her personal knowledge and expertise and provided the necessary information to start the investing journey based on a solid foundation. Her style in teaching made it very easy to grasp the concepts and understand the information being provided.
The course contains excellent information and working tips that you can use in building your confidence as an investor. The workbooks provided during the course are a very helpful tool and will continue to be a great handy reference for future use. I am really grateful to Dr. Wafaa for this excellent course and I highly recommend it to everyone. It is really worth the investment paid for it.
Mohammad Adnan Taibeh, Head of Economic Optimization
The Course was a very informative, suitable for people who just started out or willing to start investing in the US Stock Market. The course covers a lot of investment principles and how to manage your risk. I would recommend people who would want to learn about the stock markets and finance in general and also people already have knowledge on this field.
Abdallah Al Alban, Financial Researcher
The course is very professional in the true sense. The course content was distinctive, smooth, and at the same time rich in important and updated information. Starting from explaining the simplest steps that help any beginner to go through the experience with confidence, passing through daily updates of the most important tools and sites that can be used. I highly command the course, it includes everything you need to start your investing journey. I would really regret it if I missed the course!
Abdallah Al-Ansary, Language and development trainer
So, take that first step and start your investment journey HERE.