You don’t have to earn six figures to turn your dream into a reality.

But you do have to live and plan today with that goal in mind.

Building wealth starts with proper planning at every stage of your life.

You can do it!

Whether you’re 25 or 52, some things are true no matter how old or young you are.

Sure, we face different challenges and priorities at different stages of life, but some truths are foundational and constant at any age.

These 3 keys to building wealth are like that, and they’ll help you unlock and unleash your wealth-building potential. Ready?

Let’s do this!

  1. Get Out (and Staying Out) of Debt

Let’s get one thing straight: The only “good debt” is paid-off debt.

The more money you send to banks in loan payments,

The less money you have to save and invest for your future.

And trying to save and invest while you’re still in debt is like running a marathon with your feet chained together.

Get debt out of your life first.

Then you can start thinking about building wealth.

  1. Have an Emergency Fund

Whether it’s a job loss, a car wreck or a broken leg sliding into second base at a company softball tournament, life is going to throw you a curveball someday.

Maybe not today. Maybe not tomorrow. But believe me, it’s going to happen!

That’s why you need to have three to six months’ worth of expenses set aside in a savings account before you start investing.

And don’t touch it unless it’s a real emergency.

3.Investing 15% of Your Income for Retirement

Now it’s time to go on offense!

Being debt-free and having money in the bank to cover emergencies gives you the foundation you need to start saving.

Start by investing 15% of your gross income into index fund or ETF.

Studies on millionaires found that three out of four millionaires (75%) said that regular, consistent investing over a long period of time is the reason for their success.