Have you heard before that 225,000 people have died “Iatrogenic deaths?”

According to the journal of the American Medical Association it is the third largest cause of death in the United States, Iatrogenic.

What does this word mean? Is it rare disease? Is it genetic mutation?

No, it is actually referring to an inadvertent death caused by a doctor or a hospital or incorrect or unnecessary medical procedure.

Why they don’t say so?

Because it does not serve a medical institutions interest to put it in plain language so average person can understand.

Same thing is applied o financial world,

For example, financial industry, charge you different fees, mutual funds one of them, they charge different types of fees,

you don’t know and it will be impossible for you to understand they are taking much more than you would ever imagine.

Why the financial industry or the financial advisor does not serve your best interest, lot of money should be yours, but they take it.

You have to understand that there is conflict of interest, most financial advisors paid more or less depend on how much you invest, they paid commission or bonus based on your investment.

I  lost lot of money from investing my money with the wrong people in the wrong deals and I do not want you to be in the same place.
Particularly, I invested with an individual who repeatedly told me: “You Can Trust Me.”

If someone is always rushing to tell you they’re trustworthy, it’s a sign they’re probably anything but.

As Robert Kiyosaki said:
“Safeguard your money, the world out there to take your money. Those people are smart, very well trained on how to persuade and convinced you, they are more powerful than you, so they can easily take your money, they are cute ad cudly. You have to know that thieves are not only those stole precious things and criminal in prisons, in real worlds they take different types.”

I am not here to scare you, but I want you to increase your financial awareness to see what is going on behind the scenes.

It is good to listen to other people investment ideas, but never let them convince you to get involved before doing your own research.

Here are few tips:

1- Never invest without a contract in place and be careful who you trust.

2- Check out their claims by looking online, reading about the company and talking to trusted advisors.

3- Be careful of someone calling you with lot of promises or begging you to invest in a sweet deal. These types of people are trying to stir up your emotions by selling you an improbable dream. Don’t let that happens to you.

4- Be aware of Ponzi scheme, it is an investment fraud where people invest and their return on the investment is paid from the money of new investors. So, people who invested in first were paid their return using the investment money from people who invested in the second year. A lot of people lost their life savings in this scheme.

Get rich quick scheme are a dime a dozen.

Don’t buy the theory: this is how life is, life is unfair, find the way to make it fair!

If you want to increase your financial awareness and be financially educated to secure your financial future, grap a copy of my book “What They Don’t Teach You In Schools about Money HERE

What others said about the book?

The title of the book says it all; the content of the book truly does explain life changing concepts and things they do not teach you in schools. It made me come to a realization that this would be a great class to have in a university, not just for finance majors but for all majors.

Dalal Ali

The book has cleared the age old myths and psychology revolving around attaining money and success.
It is extremely educative about the various forms of investment and market risks.
The book truly “teaches everything they don’t teach in school about money”.
Thank you Dr. Wafaa once again, for being so kind as to sharing your valuable knowledge in a nutshell with all of us. I feel the book needs to reach a wider group of readers.

Tina Noronha

Dr. Wafaa I just wanted to say that book is such an amazing, well written book, it really made me take a look at my spending and changed my mindset and much more its officially my favorite book!

Ghada Beshara


And if you are ready to take the first step, and invest in yourself, enroll in my course “Investing For Beginners: How To Invest With Confidence”  HERE.

What others said about the course:

Dr. Wafaa has shared her personal knowledge and expertise and provided the necessary information to start the investing journey based on a solid foundation. Her style in teaching made it very easy to grasp the concepts and understand the information being provided.

The course contains excellent information and working tips that you can use in building your confidence as an investor. The workbooks provided during the course are a very helpful tool and will continue to be a great handy reference for future use. I am really grateful to Dr. Wafaa for this excellent course and I highly recommend it to everyone. It is really worth the investment paid for it.

Mohammad Adnan Taibeh, Head of Economic Optimization

The Course was a very informative, suitable for people who just started out or willing to start investing in the US Stock Market. The course covers a lot of investment principles and how to manage your risk. I would recommend people who would want to learn about the stock markets and finance in general and also people already have knowledge on this field.

 Abdallah Al Alban, Financial Researcher

The course is very professional in the true sense. The course content was distinctive, smooth, and at the same time rich in important and updated information. Starting from explaining the simplest steps that help any beginner to go through the experience with confidence, passing through daily updates of the most important tools and sites that can be used. I highly command the course, it includes everything you need to start your investing journey. I would really regret it if I missed the course!  

Abdallah Al-Ansary, Language and development trainer


So, take that first step and start your investment journey HERE.